Motor Insurance Database (MID)

The UK has one of the worst records in Western Europe for uninsured driving with an estimated one in twenty cars on the road being driven without the correct insurance.

The Motor Insurance Database (MID) was set up by the insurance industry to help combat this crime, reducing the number of uninsured motorists on the road, therefore reducing the cost to the industry of compensating victims of accidents involving uninsured motorists.

The MID also helps the UK comply with the 4th EU Motor Insurance Directive (now incorporated into the Codified Directive 2009/103/EC), which requires that insurance details of all vehicles in each member state can be easily identified by a national information centre.  In the UK, this role is carried out by the MIB via its UK Information Centre.

When your insurance policy is put on cover for the first time, or renews, the insurers will add the vehicle details to the MID. This must happen within 7 days. Any mid-term alternations must all be provided to the insurers within this times scale if the vehicle is to be on cover for more than 14 days.

To make sure that your business gets the right protection at the right price call the Noyce Team to protect your Motor Vehicles.