Important Information

The information shown on the following pages provides an additional guide to help you understand some of the important aspects of insurance. It is by far from exhausted and is not a substitution for the policy documents themselves; however it is important that there is a clear understanding of the implications of failure to follow some of the insurance policy terms and conditions which we hope will be prevented with greater knowledge and understanding.

• Material facts and duty of disclosure
• Adequacy of Sums Insured and Limits of Indemnity
• Warranties and Conditions Precedent to Liability
• Motor Insurance Database
• Continuous Insurance Enforcement