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PROTECTING YOUR OFFICE AND FACTORIES

THE SECTORS WE COVER

Every business is different and thus the insurance requirements depend on what you’re doing and in which sector you are operating. We have a wide spectrum of clients and cover nearly all the business sectors within the UK. This section provide a list of sectors to which we provide specialist support and information on the insurance needs of that sector.

Aviation

AVIATION PRODUCT LIABILITY

Aviation Product Liability is classed as a high-risk insurance group due to the potential to cause harm to both people and business. Whilst the insurance needs to cover the main areas of injury or damage caused by the failure of a component it also extends to include Grounding cover. This covers the eventuality of all aircraft of a particular type being grounded following an incident, with consequent liability upon you for loss of use to the owners of undamaged aircraft.

Key considerations with regards to insuring business with Aerospace or Aviation products are the Quality Assured systems and accreditation adopted e.g.

  • ISO 9001

  • AS 9100

  • End user quality requirement (Boeing / Airbus / SC 21)

 

This insurance is provided to manufacturers of components intended for the aviation industry, whether they are nuts and bolts or aircraft wings. This is a vital insurance cover as the cost of claims can be sky high.

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk or call a member of our expert team on 023 8062 2190 to protect your Aviation Product.

Charities

Managing resource is a challenge for any business, but for charitable organisations this task can be much larger. Resource can be limited, but stakeholders’ expectations are high so it is important to ensure that any available resources are maximised in the same way as any other commercial organisation.

At Noyce Insurance, we specialise in offering additional resource for Charities and NPOs in relation to risk and insurance matters such as global insurance strategies, insurance supplier reviews, business continuity planning, and affinity schemes. We understand that no two charitable organisations are the same, and our long-standing history of partnering with organisations in this sector has equipped us with the knowledge and expertise in dealing with situations where resources are limited and when prioritising activities in favour of service delivery can sometimes be at the expense of some back-office support activities.

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk or call a member of our expert team on 023 8062 2190 to protect your Charity Organisation.

CHARITIES AND NOT FOR PROFIT ORGANISATIONS

Construction

The Construction sector is made up of firms of all sizes, from the self-employed contractor to multi-national public limited companies.  Generalisations are difficult in view of the diversity of work undertaken, however in the main the medium and large firms tend to provide a complete service, whereas the smaller firms tend to specialise by function such as joinery, plumbing, etc.

Insurance and risk management solutions can be provided to meet all these demands. Construction policies can therefore be arranged for a range of business types including: 

  • Individual Tradesmen

  • Established family owned businesses

  • Traditional house builders and allied trades

  • Specialist trades, e.g. steel erecting, scaffolding, roofing, underpinning

  • The more usual trades, e.g. electrical, plumbing & heating, air conditioning

 

Contract issues are becoming a common factor within the Construction Industry.  Noyce will assist to ensure that your insurance covers are arranged in accordance with the contract conditions, which can include the need for:

  • Cover for the works

  • Cover for plant hired in

  • Cover for non-negligent damage to third party property

  • Cover for offsite storage of materials

  • Cover for free issue materials

  • Cover for increases in Public Liability limits of indemnity

 

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk or call a member of our expert team on 023 8062 2190 to protect your Construction Work.

CONSTRUCTION INSURANCE

Digital

DIGITAL BUSINESS INSURANCE

Digital businesses rely heavily on the ability to perform without the disruption from Cyber-attacks. Data breaches are now a fact of life and costs to deal with these attacks are getting higher, especially now that mandatory notification is a requirement. Cyber liability insurance can protect you against breach costs, business interruptions and notification expenses.

Every business connected to the internet has the potential to fall victim to cybercrime but digital businesses are at most risk. This is only increased if you deal with sensitive customer data then you should have robust security in place but even that may not be immune to attacks. Noyce will work alongside you to help your business identify vulnerable areas and put the right protection in place to cover any eventuality. Protect against:

  • Phishing emails

  • Spear phishing emails

  • Malware attacks

  • Hacking

  • Fraud

 

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk  or call a member of our expert team on 023 8062 2190 to protect your Digital Business.

Engineering

INSURANCE FOR ENGINEERING BUSINESSES

Engineering Businesses manufacture products that often have to operate to a high performance level or are critical to the safety or success of a larger assembly. It is this critical role that creates the most liability on the manufacturers. Demonstrating the quality systems that products are designed or manufactured through will reduce the risk and thus the cost of your Product Liability Insurance and a full understanding of the end use and importance of the product or component will ensure you receive the right cover.

At Noyce we understand the demands and pressures on your engineering business. Our Insurance Specialists will visit your company to spend time learning and understanding your business and how it works, so we may provide the specific cover that you need. We review your current status and identify all the risks within your business. From this thorough analysis we then access the most appropriate insurance markets (including Lloyds) to determine which is the most competitive price and comprehensive cover for your business.

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk or call a member of our expert team on 023 8062 2190 to protect your Engineering  Business.

Leisure

LEISURE INDUSTRY INSURANCE

At Noyce we understand that there is a balance to be found between work and play. That is why we offer our Leisure Industry insurance for businesses operating within the leisure market. We work with you to understand the benefits and risk associated so that your business, staff and customers are covered. This allows you to focus on giving customers a great experience and we focus on make sure you have the correct protections in place to allow you to grow.

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk or call a member of our expert team on 023 8062 2190 to protect your Leisure Business.

Manufacturing

MANUFACTURERS' INSURANCE

Manufacturers make up the backbone of any successful economy and we help them to protect against the legal liability for injury or damage sustained by purchasers or users of their products. If your business supplies, manufactures, sells or processes products then Product Liability insurance is needed, although not compulsory. The type of product you supply or manufacture, its use, and turnover relating to that product will normally be the information used to determine the cost of the Products’ Liability or Manufacturers’ Insurance. Aircraft and motor components, medical items, baby food and new technology are all examples of products that insurers fear could lead to very expensive claims, especially if used in the North American market. It is vital to ensure you have the right protection in place before distributing your products to help mitigate liability should the worst happen.

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk or call a member of our expert team on 023 8062 2190 to protect your Products  and Business.

Marine
Media

MARINE INSURANCE

Being located so closely to the industrial marine hub of Southampton makes Noyce Insurance the ideal partner for all your marine insurance needs. We offer our clients insurance which covers port services, commercial marine, electrical and mechanical engineering and many other related marine activities.

 

We understand the importance of having appropriate insurance in place when operating in the Marine sector, especially when importing and exporting goods. Each of our Marine insurance packages are created to be bespoke to you and your business to ensure you have the appropriate cover for all your key activities. 

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk  or call a member of our expert team on 023 8062 2190 to protect your Marine Business.

MEDIA BUSINESS INSURANCE

Media businesses rely heavily on the ability to perform without the disruption from Cyber-attacks. Data breaches are now a fact of life and costs to deal with these attacks are getting higher, especially now that mandatory notification is a requirement. Cyber liability insurance can protect you against breach costs, business interruptions and notification expenses.

Every business connected to the internet has the potential to fall victim to cybercrime but media businesses can have production and delivery problems from attacks. This is only increased if you deal with sensitive customer data then you should have robust security in place but even that may not be immune to attacks. Noyce will work alongside you to help your business identify vulnerable areas and put the right protection in place to cover any eventuality. Protect against:

  • Phishing emails

  • Spear phishing emails

  • Malware attacks

  • Hacking

  • Fraud

 

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk or call a member of our expert team on 023 8062 2190 to protect your Media Business.

Media businesses rely heavily on the ability to perform without the disruption from Cyber-attacks. Data breaches are now a fact of life and costs to deal with these attacks are getting higher, especially now that mandatory notification is a requirement. Cyber liability insurance can protect you against breach costs, business interruptions and notification expenses.

Every business connected to the internet has the potential to fall victim to cybercrime but media businesses can have production and delivery problems from attacks. This is only increased if you deal with sensitive customer data then you should have robust security in place but even that may not be immune to attacks. Noyce will work alongside you to help your business identify vulnerable areas and put the right protection in place to cover any eventuality. Protect against:

  • Phishing emails

  • Spear phishing emails

  • Malware attacks

  • Hacking

  • Fraud

 

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk  or call a member of our expert team on 023 8062 2190  to protect your Media Business.

MOTOR TRADE INSURANCE

The Motor Trade industry is very diverse with a wide range of businesses from small family run forecourts to nationwide dealerships. To support the sector, specialist Motor insurance is required to allow businesses to test vehicles, demonstrate them and move them from one location to another. With vehicles ranging in value our insurance products cover both the expensive and standard. Most motor trade policies, arranged on a third party fire and theft or comprehensive basis, contain an indemnity limit that represents the maximum amount payable in respect of loss or damage to vehicles excluding third-party property damage.

Combined Motor Trade Insurance

Motor Trade combined insurance is a commercial combined insurance tailored to meet the needs of the motor trade industry with the addition of Motor Trade road risks cover and sales and service indemnity. This helps reduce the number of policies that business have as well as reduce the overall costs.

Sales and Service Indemnity

Sales and Service indemnity, also referred to as Defective Workmanship Cover, is essential protection. For businesses that offer this level of support to customers this protection can reduce your exposure to risk.

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk or call a member of our expert team on 023 8062 2190 to protect your Motor Trade Business.

Motor Trade
Professiona service

PROFESSIONAL SERVICE INSURANCE

Providing your company with comprehensive Professional Indemnity Insurance (PII) cover will ensure it is protected from claims of negligence, error or omission it may face. Noyce will work with you to understand the level of Professional Service cover required to protect your business.

At Noyce we support you with Professional Indemnity Insurance by understanding the process and helping our clients win. It is vital that you have adequate cover in place to protect your business; PII often results in large costs that can be avoided with appropriate protection.

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk or call a member of our expert team on 023 8062 2190 to protect your Products and Business.

Retail

INSURING RETAIL, CHAINS AND WHOLESALERS

The insurance needs of the larger independent retailer, retail chains and wholesalers can be met by a range of insurance policies, which provide flexibility to provide you with the protection you need. Many policies will also provide you with access to advice and online reference sources on all matters relating to employment and Health & Safety guidance.

We can provide cover for traditional risks such as fire, theft, and liability to the public and your employees.  You can also extend cover to include the breakdown of computers that control your stock and receive orders, cover whilst at trade fairs or exhibitions and financial protection in the event of damage at one of your customer’s or supplier’s premises.

Cover can be arranged in package policies for smaller retailers. Covers for point of sale (POS) equipment, shop fittings and fixtures, stock and trade materials can all be included. Seasonal increases in stock, supplier’s extensions for specialist retailers and utilities cover can all be arranged where required.

Wholesalers and Warehousing risks have many similar elements to their insurance as the smaller retailers; however the inclusion of cover for packing materials and fork lift trucks is likely to be required. Security and fire safety play a big part in arranging insurance, especially when dealing with high value and theft attractive stock.

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk or call a member of our expert team on 023 8062 2190 to protect your Retail Business.

Heating, Plumbing & Electrical

HEATING, PLUMBING & ELECTRICAL INSURANCE

Noyce Insurance have access to a specialist scheme that includes support to businesses within the Heating, Plumbing & Electrical Contractors market, this includes: -

 

  • Electrical work including Alarm/Security (CCTV & Access Control)

  • Renewables including Solar & Heat Pumps

  • Plumbing & Sprinkler work including Heating, Ventilation and Air Conditioning

Our team of experienced insurance experts will ensure you have a policy that suits your individual requirements and some of the key areas we can provide coverage include: -

 

  • 15m height limit & 3m depth limits (option to amend as required)

  • Inefficacy to the Public Liability limit

  • Financial loss extension to £500k

  • Damage to customer’s goods (being worked upon) extension to £1m

  • Defective workmanship extension to £1m

  • Legionnaires disease extension to £1m

In addition to the key coverage areas we can also provide solutions for:

 

  • Contract Works

  • Owned and Hired in Plant

  • Professional Indemnity

  • Directors & Officers covers

  • Legal Expenses (including Debt Recovery & Contract Disputes).

Transport

HAULAGE AND TRANSPORT

The Haulage and Transport sector has a great amount of diversity ranging from small single vehicle operators to large fleets delivering goods on behalf of customers and third party logistic companies. The majority of operators in the industry consist of between 1 – 5 vehicles and carry the lion's share of the risk with regards to total value of goods delivered each year.

Haulage and Transport insurance is designed to provide cover for the risk of both direct and indirect damage to goods being transported as well as the vehicle delivering the goods. Due to the high risk associated with transporting products around the UK with increased traffic levels and increased value of goods our insurance products are designed to protect you and the customers’ goods.

 

To make sure that your business gets the right protection at the right price please contact us via email at enquire@noyceinsurance.co.uk or call a member of our expert team on 023 8062 2190 to protect your Transport Business.

SOME OF OUR INSURANCE PARTNERS INCLUDE:

Noyce Insurance partners

CONTACT US

please call or email us:
our address

Noyce Insurance Solutions Ltd,

Office 79,

Pure Offices,

One Port Way,

Port Solent,

Hampshire,

PO6 4TY

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